Plan ahead. Work hard. Retire young.
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  • Annuities Explained

    One popular option for retirement savings these days is an annuity. There are several types, but they all have one thing in common: you're putting money down now to buy a promise from the insurance company to make regular payments to you at some point in the future. Annuities provide guaranteed income for either a fixed period or for the life of the policyholder. Read the rest of this entry »

  • How Much Money Do I Need?

    How much money do I need?

    There are really two questions here: how much money will I need to live on after I retire, Boy with piggy bank and how much do I need to save now to meet that goal? If you start saving early and plan correctly, most of the money you'll live on in retirement will actually come from compound interest, rather than being money you put away yourself.

    Once you retire, you might need less money...or you might need more! Consider these factors..

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  • Roth IRA vs 401(k)

    There are a great number of different retirement plans out there, but the two most common are the 401(k) and the Individual Retirement Account (IRA); each have their advantages and disadvantages. There’s a good chance that you want to have both!

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